Acorns is an investment app that allows users to invest in a diversified portfolio of stocks and bonds. The app is designed to make investing easy and accessible for everyone, regardless of their investment experience.

  1. Investing: The most common way to make money on Acorns is through investing. Acorns offers five investment portfolios to choose from, ranging from conservative to aggressive. The app invests your money in a diversified portfolio of exchange-traded funds (ETFs), which are chosen based on your risk tolerance and investment goals. Over time, as the value of the ETFs increases, so too does the value of your investment. Acorns charges a small management fee for its investment services.
  2. Round-ups: Acorns also offers a feature called "Round-Ups," which automatically rounds up your purchases to the nearest dollar and invests the difference. For example, if you buy a coffee for $2.50, Acorns will round up the purchase to $3.00 and invest the remaining $0.50. While the amounts may seem small, they can add up over time, especially if you make a lot of purchases. You can also customize your round-ups by choosing to round up to the nearest $1, $2, $5, or $10.
  3. Referral program: Acorns has a referral program that rewards users with a $5 bonus for every friend they refer to the app. To qualify for the bonus, the referred friend must sign up for Acorns and make their first investment. You can refer as many friends as you like, which means there is no limit to the amount of money you can make through referrals.
Make money range

10,000 $ - 20,000 $

Earning Potential

The earning potential on Acorns varies depending on the investment portfolio you choose and the amount of money you invest. The more money you invest and the higher the risk level of your portfolio, the greater the potential return. However, it is important to remember that investing always comes with some level of risk, and there is no guarantee that you will make a profit.


a. Minimum investment: To start investing with Acorns, you need to have at least $5 in your account. This means that you will need to have some money saved up before you can start making money on the platform.

b. Bank account: Acorns requires users to link their bank account to the app so that they can transfer money in and out of their Acorns account. To make money on Acorns, you will need to have a bank account that you can link to the app.

c. Investment knowledge: While Acorns is designed to be user-friendly, it is still important to have a basic understanding of investing. You should understand the risks involved with investing and have a general idea of how the stock market works before you start investing with Acorns.

What do you needing?

The cost to start making money on Acorns is relatively low. Acorns charges a management fee of $1 per month for accounts with a balance of up to $1 million. For accounts with a balance of over $1 million, the fee is reduced to 0.25% per year. This fee covers the cost of investment management, portfolio rebalancing, and account administration.

Cost to Start


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