Betterment is a popular robo-advisor that offers automated investment services to individuals. It is an easy-to-use platform that helps you manage your investments, set financial goals, and create a personalized investment portfolio. Betterment also offers several features that can help you make money.

  1. Tax Loss Harvesting: Betterment offers Tax Loss Harvesting as a feature for its customers. Tax Loss Harvesting involves selling securities that have experienced losses and replacing them with similar securities, thereby generating losses that can be used to offset taxable gains. This feature can help you save money on taxes and ultimately increase your investment returns.
  2. RetireGuide: Betterment's RetireGuide helps you plan for retirement. It helps you determine how much you need to save for retirement and what steps you need to take to achieve your retirement goals. By planning for retirement, you can ensure that you have enough money to live comfortably and not worry about running out of money.
  3. Automated Investing: Betterment's automated investing platform is an excellent way to invest your money. The platform creates a personalized investment portfolio based on your financial goals, risk tolerance, and investment horizon. The platform then manages your portfolio, adjusting the allocation of assets as needed. This can help you maximize your investment returns and minimize your investment risk.
  4. Referral Program: Betterment has a referral program that allows you to earn money by referring friends and family members to the platform. For every friend you refer who signs up and funds their account with at least $1,000, you'll receive a $10 account credit. You can refer up to 50 friends and earn up to $500 in account credits.
Make money range

5,000 $ - 10,000 $

Earning Potential

The earning potential on Betterment depends on several factors, including your investment goals, investment horizon, and risk tolerance. However, Betterment claims that its investment portfolios have historically outperformed the market by 2.66% on average. By investing in a diversified portfolio of low-cost index funds, you can expect to earn a reasonable rate of return over the long term.

Moreover, Betterment's tax-loss harvesting feature can help you save money on taxes and potentially increase your investment returns. The RetireGuide can help you plan for a comfortable retirement, and the referral program can earn you up to $500 in account credits.


To make money on Betterment, you need to have a Betterment account. To open an account, you need to be at least 18 years old and have a valid Social Security number. You also need to have a valid email address and a U.S. bank account to fund your account.

Additionally, you should have some money to invest. Betterment requires a minimum investment of $10 to open an account. However, to take advantage of Betterment's automated investing features, you should have a more substantial sum to invest.

What do you needing?

The cost to start making money on Betterment is relatively low. Betterment charges an annual fee of 0.25% of your account balance. For example, if you have $10,000 invested with Betterment, you'll pay $25 per year in fees. This fee includes access to Betterment's automated investing platform, tax-loss harvesting, and RetireGuide. The referral program is also a great way to earn money with Betterment without any additional costs.

In conclusion, Betterment is an excellent platform to make money and grow your wealth. Its automated investing features, tax-loss harvesting, and retirement planning tools can help you maximize your investment returns and achieve your financial goals. With a low cost to start and a referral program

Cost to Start


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